Know what you mean...hurricane season is upon us. Real hurricanes I can deal with, those that come from a mouth or a keyboard, well that's a different story.
One point to correct - the apostrophe doesn't make it a stop word per se, but it does diminish the importance of the word with the apostrophe for some search engines that view words with hyphens and apostrophes with lesser value. Thus the focus would be on the subsequent word, which, like
homepage in the example above, tend to be fairly common words that are difficult to secure rankings. Some engines ignore special characters altogether, others don't.
Still, the point is well taken - some search engines use the description in the results. So the META tag editor should be able to handle special characters, and I'll add it to the list for the official release (or sooner, if possible).